Last night my husband and I went to see our tax lady and were very excited to see what we were going to get back. We were sure a good return was in the cards for us. Turns out us not having a child or in tax terms “dependent” caused us to owe! I almost fell off my chair when the tax lady said that we. Come on! How the F, can we possibly owe the government money after we watched them take over 40% of our pay/bonuses in 2009? After demanding an explanation from my tax lady (who could tell I was on the verge of tears), I listened and cringed every time she said the phrase “because you don’t have any dependents”. There I was, trying to stay freaking positive, trying not to focus on my fertility issues and just trying to get some long deserved money from the government and there was my daily fertility reminder! Just let me be happy and positive please! I mean it’s not like we are choosing to not have any dependents so please lets dig the knife deeper into the wound! To make matters worse, we were not able to write off any of my medical bills since they didn’t exceed the certain % of our combined income. Don’t get me wrong, I feel very blessed that both my husband and I not only have jobs but are both doing very well in our jobs. It’s just that we were hoping to use money from our tax return to save for IVF and also hoping to get some of the money back we spent on fertility drugs, appointments and acupuncture. For those of you “dependentless”, my tax lady told us a few things we could do so that we can get a good return next year.
1. Increase the amount we are putting in our 401Ks each month
2. Donate more or at least keep track of what we donate
3. Be sure that both of you are claimed as 0 and not 1 on your W2. Once you have children, one of you will need to claim 1 and the other 0 or else you wont be able to get the dependent write off.
4. If you purchase a car in 2010, get an equity loan? Have no idea what that means?
I had a hard time getting to sleep last night because I was so upset over the “no dependent” thing and because I was dreading waking up from a night sweat which has become a regular occurrence. Not sure why? This morning I had an abundance of thick, white CM. This is encouraging to me so despite what all of the doctors have said I am going to continue to believe things are going to get better. I am no longer eating gluten (wheat), I am watching the caffeine and alcohol intake and am going to start taking all of my supplements again. I will help my body heal and I will have a baby. I am starting to look into getting better insurance coverage for my fertility treatments, wish me luck! And best to luck for everyone as they do their taxes! Good articles to ready today….
1. Information on how Celiacs is related to fertility issues
http://www.celiac.com/articles/643/1/Fertility-and-Pregnancy-in-Women-with-Celiac-Disease-by-Michelle-Melin-Rogovin/Page1.html
2. Information on fertility meds (stimulating the endocrine system) http://www.havingbabies.com/fertility-drugs.html
BeThankful....
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"Let us rise up and be thankful, for if we didn't learn a lot today, at
least we learned a little, and if we didn't learn a little, at least we
didn't ge...
12 years ago